The enhancements to the insurance industry are largely in part due to the development of insurance programs.
At some point in your life, you may want to terminate some services that you had availed of if you think that it is no longer necessary or you are no longer benefiting from it. This can also be true for purchases and you may want your money back.
Are your business profits waning? Do you need to get your sales team on track to meet monthly or quarterly goals?